A Community Trying to Do Better

We started FamilySave Initiative because families deserve somewhere safer than predatory lenders to save and borrow. No hidden fees, no runaway rates, no strangers deciding your future — just people who know each other, looking out for each other.

Saving Toward What Matters

School fees, rent, a medical emergency, a small business idea. Members build a savings cushion at their own pace, verified and protected, growing the same pool that funds the community's loans.

Borrowing Without Being Trapped

A family can borrow from their first day as a member — no collateral, ever — at the same 5% monthly rate every member gets, starting at up to UGX 500,000, with the limit growing every time a loan is cleared. That's instead of the 20–30% a month that informal lenders often charge. No loan moves until a guarantor has personally vouched for it.

Trust That's Earned, Not Assumed

New members join only when two existing members are willing to put their name behind them. It's slower than an open sign-up page — that's the point. This stays a community, not a crowd.

How Your Limit Grows

No collateral, ever. Max out your limit repeatedly and you advance automatically, or accumulate the same total through smaller loans and claim the upgrade once you qualify.

All amounts below in UGX

Max out your limit and clear it, repeated the required number of times, and you advance automatically. Prefer smaller loans? They add up too — reach the same total volume and you'll be notified that you can claim the upgrade yourself. Either way, first-time borrowers need at least 6 cleared loans before leaving New.